Retirement does not mean a certain age, well to me at least. It denotes a status. You shouldnt have to wait until you are 65 to live life which for many Americans simply means not showing up for a 9-5 role but staying at home checking the mailbox for a government check.
I intend to buckle down and save money but enjoying every last moment. I dont believe in working hard now so you can play later. I am not plagued by the need for immediate gratification and all work and no play makes Jack a very dull boy and Jill a stressed girl.
Balance, my friends, is the key to life.